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Explore LoansPersonal Loan
Quick personal loans for all your immediate financial needs with instant approval
Personal Loan Details
Get instant personal loans for wedding expenses, medical emergencies, travel, education, debt consolidation, home renovation, or any personal requirements without collateral.
Loan Amount
₹50K - ₹25L
Interest Rate
From 10.49% p.a.
Tenure
12-60 months
Processing Time
24-48 hours
Processing Fee
Up to 2%
Prepayment
Allowed
Eligibility Criteria:
- Age: 21 to 60 years
- Employment: Salaried or Self-Employed
- Minimum Income: ₹15,000 per month
- Credit Score: 650 or above preferred
- Work Experience: Minimum 2 years
- Indian Resident
Required Documents:
- Identity Proof (Aadhar, PAN, Passport)
- Address Proof (Utility Bills, Rent Agreement)
- Income Proof (Salary Slips, Bank Statements)
- Employment Proof (Offer Letter, ID Card)
- Recent Passport Size Photographs
- Bank Account Statements (Last 6 months)
Business Loan
Grow your business with flexible financing solutions for all business needs
Business Loan Details
Finance your business expansion, purchase machinery, manage working capital, buy inventory, upgrade technology, or meet any business requirements with our comprehensive business loan solutions.
Loan Amount
₹5L - ₹50 Cr
Interest Rate
From 11.99% p.a.
Tenure
12-120 months
Processing Time
3-7 working days
Processing Fee
1.5% to 2.5%
Collateral
May be required
Eligibility Criteria:
- Business Age: Minimum 2 years
- Business Type: Proprietorship, Partnership, Pvt Ltd, LLP
- Annual Turnover: Minimum ₹10 Lakhs
- Credit Score: 700 or above preferred
- Age: 25 to 65 years
- Profitable business operations
Loan Types Available:
- Working Capital Loan
- Term Loan for Expansion
- Machinery Purchase Loan
- Invoice Financing
- Overdraft Facility
- Business Line of Credit
Home Loan
Turn your dream of owning a home into reality with affordable financing
Home Loan Details
Purchase your dream home, construct a new house, extend your existing property, or renovate with our flexible home loan solutions at lowest interest rates with longest tenure options.
Loan Amount
₹5L - ₹5 Cr
Interest Rate
From 8.40% p.a.
Tenure
Up to 30 years
LTV Ratio
Up to 90%
Tax Benefits
Section 80C & 24(b)
Property Types
All Types
Loan Types Available:
- Home Purchase Loan
- Home Construction Loan
- Home Extension Loan
- Home Improvement/Renovation Loan
- Plot Purchase Loan
- NRI Home Loan
Eligibility Criteria:
- Age: 23 to 62 years (at loan maturity)
- Employment: Salaried or Self-Employed
- Minimum Income: ₹25,000 per month
- Credit Score: 750 or above for best rates
- Work Experience: Minimum 3 years
- Property with clear title
Loan Against Property
Unlock the value of your property at competitive rates
Loan Against Property Details
Get high-value loans by mortgaging your residential, commercial, or industrial property for business expansion, education, medical emergencies, or any personal requirements.
Loan Amount
₹10L - ₹10 Cr
Interest Rate
From 9.25% p.a.
Tenure
Up to 15 years
LTV Ratio
Up to 65%
Prepayment
After 6 months
Property Types
All Types
Property Types Accepted:
- Residential House/Flat
- Commercial Property/Office
- Industrial Property
- Land/Plot (Residential/Commercial)
Eligibility Criteria:
- Age: 25 to 70 years
- Employment: Salaried or Self-Employed
- Property: Should have clear title
- Credit Score: 650 or above
- Income: Minimum ₹30,000 per month
- Property valuation required
More Loan Options
Additional financing solutions for your specific needs
Car Loan
New & Used vehicles
Amount: ₹1L - ₹1 Cr
Interest: From 8.70% p.a.
Tenure: Up to 7 years
Down Payment: From 10%
Education Loan
India & Abroad studies
Amount: ₹50K - ₹1.5 Cr
Interest: From 9.50% p.a.
Tenure: Up to 15 years
Moratorium: Course + 1 year
Micro Loan
Small business financing
Amount: ₹5K - ₹10 Lakhs
Interest: From 12% p.a.
Tenure: 6 to 36 months
Collateral: Not Required
Government Scheme Loans
Access government-backed schemes with subsidized interest rates and special benefits
Mudra Loan
Shishu: Up to ₹50,000
Kishore: ₹50K-₹5L
Tarun: ₹5L-₹10L
- Interest: 8-12% per annum
- Tenure: Up to 7 years
- No Collateral Required
- For micro-enterprises
MSME Loan
Special loans for Micro, Small and Medium Enterprises under government schemes
- Amount: Up to ₹25 Crore
- Interest: 7-10% per annum
- Tenure: Up to 10 years
- Interest Subsidy Available
Startup India Loan
Government initiative to support innovative startups with easy funding
- Amount: Up to ₹10 Crore
- Competitive Interest Rates
- Tax Benefits Available
- No Angel Tax
Stand-Up India
Loan scheme for SC/ST and Women entrepreneurs to set up greenfield enterprises
- Amount: ₹10 Lakhs to ₹1 Crore
- Interest: Bank rate + 3%
- Tenure: Up to 7 years
- Credit Guarantee Coverage
PM SVANidhi
Special micro-credit scheme for street vendors to resume their livelihoods
- 1st Loan: ₹10,000
- 2nd Loan: ₹20,000
- 3rd Loan: ₹50,000
- 7% Interest Subsidy
PMEGP Loan
Prime Minister's Employment Generation Programme for new micro-enterprises
- Manufacturing: Up to ₹50 Lakhs
- Service: Up to ₹20 Lakhs
- General: 15-25% subsidy
- Special: 25-35% subsidy
Ready to Get Your Loan Approved?
Apply now and get instant approval within 24-48 hours with expert guidance
Apply Now - It's Free!Contact Zoteflix Financial Services
Office Location
Wazidpur Tiraha
Near Varun Hotel
Jaunpur - 222002
Uttar Pradesh, India